What To Do When You Lose Your Stock Certificate

Stock certificates are incredibly important. Not only does the certificate provide specific information about the stock you've purchased, but most importantly, a stock certificate proves that your company is, in fact, the rightful owner. For this reason, losing a certificate can be especially problematic, but it does not have to mean chaos. There are things you can do to in the event you misplace your certificate. Prepare an Affidavit As soon as you recognize that you've misplaced the stock certificate, you need to prepare an affidavit. [Read More]

3 Things You Need to Understand About Securing Bail Bonds

If you've received that dreaded late-night call that a friend or loved one has been arrested and needs to be bailed out of jail, you may not really know where to start. If the bail is too high for you to pay it in cash, you may need to reach out to a bail bonds agent. Before you do that, there are a few things that you should know. Here are a couple of key things you'll need to have available before you call the bond agent. [Read More]

All About Collateral

Bail bonds offer a more affordable way to post bail for someone who has been held by a court, and a common feature is the inclusion of collateral as a condition for securing the bond. In other words, not only are you paying the percentage of the bail required by the bondsman, but you're also signing over something that the bond company will hold onto (or will hold onto on paper, in certain cases) until after the case is complete. [Read More]

5 Things To Consider Before Taking Out A Loan

Consumer loans can be a great way to pay for expenses that you need during an emergency or difficult financial situation. Many individuals take out loans to deal with car trouble, unexpected medical bills, or even vet costs. If you're thinking about taking out a loan, you want to make sure that you understand your options and that you know what you're getting into. With responsible usage, loans can be a great lifesaver. [Read More]