Tips For Getting A First-Time Home Buyer Loan

Posted on 22 April 2019

Buying your first home can be daunting since it's such a huge financial transaction. House hunting is stressful enough, but you also have to obtain a mortgage, and that can sometimes be difficult when you're a first-time buyer. Fortunately, there are programs set up for first-time home buyer loans. These make it easier to qualify for a mortgage compared to getting a conventional loan that may require a large down payment and high credit score. [Read More]

Are Fixed Rate or Variable Mortgages Better?

Posted on 6 February 2019

Whenever it's time to change or apply for a mortgage, this question will come up: what's better—fixed or variable? Which is safer or has the best value? Here's a list of pros and cons for both so you can make the right decision for you when talking to mortgage services. Fixed Rate Mortgage With a fixed rate mortgage, the interest rate applied is fixed, which means the first payment you make will be the same as the last payment you make during the set fixed term. [Read More]

About Me

Understanding Proper Financial Principles

When I started focusing more on my financial situation, I realized that I had a long way to go. I needed to stop spending so much on myself, and I needed to focus more of my spending on saving and investing. It was a really difficult process, but I could tell that it was making a big change little by little. It was incredible to see how much of a difference it was making, and I felt incredible about my progress. This blog is all about managing your own finances and knowing how to control your spending. Check out this blog for more information.

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