7 Tax Deductions You Shouldn't Miss As A Freelance Writer

If you work as a freelance writer, creating content for agencies, companies, and private clients, there are some important tax deductions that you need to be aware of. Freelance writing is not a career that requires a ton of equipment, but that doesn't mean there are not expenses that you can write off at the end of the year that will allow you to save on your taxes.   1. Self-Employment Tax  [Read More]

Tips For Taking Out A Personal Loan

It is not uncommon for people to have large expenses in their life that they do not have the cash on hand to pay for. Whether you need to consolidate debt, pay off your credit card, finance your education, or take care of another want or need, taking out a personal loan can help. While utilizing a personal loan can be a good option, it is never a good idea to apply for a personal loan on a whim. [Read More]

Understanding The Mortgage Process

A mortgage is important for most people who want to buy a home. While common, mortgages and the process involved in applying and securing one are not understood well by most people. If you are interested in buying a home and need a mortgage to do so, this guide will help you understand the process. Pre-Qualification/Pre-Approval A pre-qualification is one of the first steps in the process of securing a mortgage. [Read More]

Tips For Getting A First-Time Home Buyer Loan

Buying your first home can be daunting since it's such a huge financial transaction. House hunting is stressful enough, but you also have to obtain a mortgage, and that can sometimes be difficult when you're a first-time buyer. Fortunately, there are programs set up for first-time home buyer loans. These make it easier to qualify for a mortgage compared to getting a conventional loan that may require a large down payment and high credit score. [Read More]